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Qualifying for the house of your dreams

By March 21, 2023March 22nd, 2023No Comments

Qualifying for the house of your dreams involves several important steps:

Determine your budget: Before you start looking for a house, it’s important to determine your budget. Consider your income, expenses, and other financial obligations. You can use online mortgage calculators to estimate how much you can afford to spend on a house.

Check your credit score: Your credit score is an important factor in determining whether you qualify for a mortgage and what interest rate you’ll receive. If your credit score is low, take steps to improve it before applying for a mortgage.

Save for a down payment: Most lenders require a down payment of at least 5% to 20% of the purchase price of the home. Save up for a down payment to increase your chances of qualifying for a mortgage.

Get pre-approved for a mortgage: A mortgage pre-approval will give you an idea of how much you can borrow and what interest rate you’ll receive. It will also make the home-buying process smoother and faster.

Work with a reputable real estate agent: A good real estate agent can help you find the house of your dreams that fits within your budget and meets your needs. They can also guide you through the process of making an offer and negotiating a price.

Remember that buying a house is a major financial decision, so take your time, do your research, and seek the advice of professionals to ensure that you make the best decision for your situation

Jorge A. Avila, CMPS
NMLS No. 983787
Branch Manager
305.781.0721
[email protected]
Bram Leland Scolnick

Bram Leland Scolnick

Bram Leland Scolnick became a licensed real estate broker in 2005 to do things his way – clients first.

Bram offers a unique level of real estate expertise combined with uncommon professionalism. Bram is a licensed real estate broker, offering thorough service from start to finish. He has completed various transactions, including luxury retail centers, multi-tenant office properties, and vast warehouse spaces, and is heavily involved in real estate development throughout Florida.

Bram has an extensive business background providing him with great insight into what matters most in a transaction, the client.

Bram’s established relationships with related service professionals and expansive professional network of resources provide a unique advantage to his clients.

Bram completed his BFA in 1992 and a BArch in 1993 from the Rhode Island School of Design. His extensive work in architecture is a unique compliment to his current services, enabling him to offer a unique vision to his clients. He has owned an import/export company that manufactured products in Asia and Mexico for 5 years. He co-founded an Internet company in 1999, later sold in 2001.

After the sale, Bram decided to get back to his architectural roots. With added interest in development, Bram began his career in real estate. Bram’s diverse background has helped him understand what it means to own and run a business. Most importantly, he learned how to cater to the needs of his clients. His unique background is one of his most valuable professional assets.

Today’s market can be a challenge. Navigating the complex decisions involved in today’s real estate market requires the guidance of a professional. Bram is committed to service, emphasizing accountability, reliability, timeliness, and enthusiasm. Bram provides his clients information and experiences necessary to assist them in making real estate investment decisions throughout the changing market cycles.


Contact Bram for more info!

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